Lightweight WooCommerce wallet plugin
Every refund that goes back to a payment processor is revenue walking out the door. Every customer re-entering card details is friction between them and their second purchase.
Account Funds removes both barriers. Customers deposit funds once and check out with a click. Refunds can become store credit they can spend immediately. Cashback rewards give them a reason to come back. It’s a WooCommerce wallet plugin built to turn first-time buyers into repeat customers through the strategic use of store credit.
What’s included
Everything you need to run WooCommerce store credit – a WooCommerce wallet plugin that works as a payment gateway and helps you bring new customers back again and again. No add-ons to buy, no features locked behind higher tiers.
Prepaid store wallet
Customers add funds once, then check out with a click. No payment details to re-enter, no friction slowing down their next purchase.
Configurable top-up limits
Set minimum and maximum deposit amounts. Control exactly how customers fund their accounts.
Refunds to store credit
Keep refund revenue in your store. Credit returns to wallets instead of sending money back to payment processors.
Cashback rewards
Give customers a reason to come back. Automatic cashback on purchases goes straight to their wallet balance.
Partial wallet payments
If funds don’t cover the total, customers pay the difference with another method. One click to switch.
Balance and transaction reports
Track every top-up, payment, cashback, and refund from your WooCommerce dashboard. Full visibility into wallet activity.
How stores use Account Funds
Whether you’re building loyalty programs or managing B2B accounts, this WooCommerce wallet plugin handles the logistics.
Loyalty and VIP programs
Reward repeat customers with cashback when they pay with store credit. Build a retention program that brings them back for the second purchase and beyond.
Wholesale and B2B accounts
Allocate monthly allowances for business customers or internal teams. Simplify purchasing, enforce budgets, make frequent orders frictionless.
Refunds that retain revenue
When customers return items, credit the value to their wallet instead of their bank. They get instant access, you keep the money in your ecosystem.
Also works for gifting and family accounts (preload funds for others), subscription prepayment (reduce failed renewals), and employee purchasing programs.
Works with what you already use
Account Funds integrates with WooCommerce’s ecosystem. If your theme and plugins work with Woo, they’ll work with this store credit plugin.
Flatsome, Divi, Astra, Kadence
Stripe, PayPal, Square
HPOS compatible
Frequently asked questions
Quick answers to the questions we hear most. Need something else? Reach out to support.
Can customers use partial wallet balance for an order?
How do refunds to store credit work?
How does cashback work?
Does Account Funds work with WooCommerce Subscriptions?
Can I manually adjust customer wallet balances?
Does it integrate with memberships?
$89/year. Everything included.
Prepaid wallet, cashback rewards, refunds to store credit, partial payments, and full reporting. All the tools you need to turn one-time buyers into repeat customers.
How Account Funds compares
Here’s what you get out of the box versus other WooCommerce store credit plugins.
| Feature | Account Funds | TeraWallet | YITH Account Funds |
|---|---|---|---|
| Prepaid wallet balance | โ Included | โ | โ |
| Partial payments | โ Included | โ | โ |
| Refunds to wallet | โ Included | โ | โ |
| Cashback rewards | โ Included | โ | โ |
| Min/max top-up limits | โ Included | โ | โ |
| Membership integration | โ Constellation | โ | YITH Membership |
| Codebase | Lightweight | Heavy | Medium |
| Price | $89/year | Free / Pro varies | $99.99/year |
Turn first-time buyers into repeat customers
$89/year ยท All features included ยท 14-day money-back guarantee



